Monthly Archives: September 2010

LendStats.com offers an unbiased statistical analysis of P2P loans made by Prosper and LendingClub. The lessons that can be learned at lendStats.com are invaluable to any lender. Here are a three examples of the many criteria that are analyzed at lendStats.com. All data in the following charts are based on analyses of LendingClub data. 1. Credit Grade This chart shows a decline in returns as the credit grade decreases with A loans yielding over 5% returns and F & G grade loans yielding negative returns. The returns calculated by LendStats.com aren’t as high as the returns advertised by LendingClub. However, … Continue reading →